{
  "name": "yacht-loans",
  "title": "Yacht.Loans: boat loan calculator, sales tax and lender terms",
  "description": "Free, read-only MCP server that runs the yacht.loans boat and yacht loan calculator on your numbers (monthly payment, balloon when payments are figured over more years than the term, interest, sales tax with state caps, cash at closing, payment with insurance and yearly balances), returns each covered state's boat sales tax rule from its statute or tax agency, lists the boat loan terms ten lenders publish on their own pages, and adds up Coast Guard documentation fees under 46 CFR 67.550. Every result cites its source and date. No authentication.",
  "registryDescription": "Boat and yacht loan payments with balloon, tax and insurance; state boat tax; lender terms.",
  "version": "1.0.0",
  "url": "https://yacht.loans/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://yacht.loans/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://yacht.loans/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "calculate_boat_loan",
      "title": "Boat or yacht loan payment, balloon, tax and insurance",
      "description": "Runs the yacht.loans boat loan calculator on your numbers: monthly loan payment, payment with insurance, amount financed, balloon left at the end when payments are figured over more years than the term, interest over the term, sales tax (from a state rule on the site or your own rate and cap), cash at closing, and the loan balance at the end of each year.",
      "readOnly": true
    },
    {
      "name": "get_boat_sales_tax",
      "title": "Boat sales tax rule for a state",
      "description": "The boat sales or use tax rule yacht.loans has confirmed for a state from its statute or tax agency: rate, cap, exemptions or special tests (such as California's 12-month test or Florida's $18,000 cap), the citation, source URL and the date it was read. Omit state to list every state covered.",
      "readOnly": true
    },
    {
      "name": "list_boat_lender_terms",
      "title": "Boat loan terms lenders publish",
      "description": "What banks, credit unions, marine lenders and brokers publish on their own boat loan pages, as read by yacht.loans: rate ranges with their dates, loan amounts, longest terms, down payment and boat age or size rules, with each lender's URL. Filter by lender type or name; not offers and not a ranking.",
      "readOnly": true
    },
    {
      "name": "estimate_uscg_documentation_fees",
      "title": "Coast Guard documentation fees for a financed boat",
      "description": "Adds up the Coast Guard NVDC fees (46 CFR 67.550) to document a financed recreational boat: Abstract of Title, initial certificate or exchange into your name for 1 to 5 years, bill of sale and preferred mortgage recording by page count, and a certified copy for the lender, plus the full NVDC fee table.",
      "readOnly": true
    }
  ],
  "documentation": "https://yacht.loans/developers/",
  "websiteUrl": "https://yacht.loans/developers/",
  "publisher": {
    "name": "Yacht.Loans",
    "url": "https://yacht.loans/",
    "contact": "hello@yacht.loans"
  },
  "privacyPolicy": "https://yacht.loans/privacy/",
  "termsOfService": "https://yacht.loans/terms/",
  "license": "Free to use; results are estimates from your inputs, not loan offers or tax advice. Credit \"Yacht.Loans (yacht.loans)\" with a link when you publish a result.",
  "icon": "https://yacht.loans/icon-512.png"
}